July 15, 2021
AgencyMaintaining Your Tires
Checking your tires on a regular basis is critical and can help you stay safe on the road. Additionally, proper maintenance of your tires can improve your gas mileage, prevent unwanted accidents and maintain proper steering. Consider the following tips to help maintain your tires: Rotate your tires every 5,000 to 7,000 miles—This practice will ensure that your tires […]
May 20, 2021
AgencyDoes Commercial Auto Insurance Pay for Legal Expenses Related to Claims
When a commercial driver is in an accident with your business’s vehicle, you can easily appreciate having commercial auto insurance in place. It can help cover the losses you suffer from your vehicle’s damage. It also helps you cover losses related to the other driver. Sometimes, you may end up in court as well due […]
April 14, 2021
AgencyUnderstanding Deductibles Within BOPs
Small business owners want to get business insurance that is both customized to their needs and affordable. A business owners policy, also known as a BOP, will offer you several essential components of coverage within one package. However, several components of coverage within the BOP might contain deductibles, which will influence the total settlement that […]
March 8, 2021
AgencyEasy Home Fire Prevention Tips
House fires can occur in any part of any home. Most home fires occur in the kitchen while cooking and are the leading cause of injuries from fires across most demographics. Common causes of fires (at any time of day or night) are carelessly discarded cigarettes or matches, sparks from fireplaces without spark screens or […]
February 23, 2021
AgencyWhat is the Difference Between Personal Auto Insurance and Commercial Auto Insurance?
No matter what vehicle you drive, auto insurance is required in order to operate legally on the road. But there are many different policies to choose from, and not all of them are right for you. Personal auto insurance is the most common type of auto insurance that every driver operating a personal vehicle carries. […]
September 6, 2017
AgencyHomeowners Coverage – Part 2
Part one discussed how a typical homeowner policy covers buildings and structures. Now let’s look at Coverage Part D, which is also a property coverage; as well as Coverage Parts E and F. These latter parts address coverage for injuries to persons or damage to property that belongs to others. Coverage D, Loss of Use […]
September 6, 2017
AgencyHomeowners Insurance – Part 1
Generally, a homeowners insurance policy includes at least six different coverage parts. The names of the parts may vary by insurance company, but they typically are referred to as Dwelling, Other Structures, Personal Property, Loss of Use, Personal Liability and Medical Payments coverages. They are usually presented as policy sections and are often labeled Coverages A […]