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Riverside Insurance Agency, Inc. Blog: auto

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Many businesses are exposed to the financial consequences of their ownership, use or maintenance of vehicles used in their operations. Most coverage needs can be handled by a business auto policy (BAP) or similar form which cover operations such as: ·        Product or food delivery READ MORE >>

In part 1, we began the discussion of the coverage limitations (exclusions) found in insurance policies. Here, we’ll continue. Exclusions are meant to insure that policy and pricing reflects precisely what the insurance coverage intended to cover. These limitations are fair. READ MORE >>

Even if you have auto insurance, there are still instances, called exclusions, when your policy won't provide coverage. Why should exclusions exist in an insurance contract? There are several different reasons. Exclusions are used to do the following: READ MORE >>

About California's Low Cost Automobile Insurance Program California Law requires that all drivers of vehicles within the State maintain evidence of financial responsibility. California's Low Cost Automobile Program (CLCA) was established by the Legislature in 1999 and exists pursuant to California Insurance Code Section 11629. READ MORE >>

This is the second part of our discussion of typical auto insurance coverages. Please be sure to see part 1 of this article Cars are expensive to buy and repair, providing great reasons for protecting them. If you borrowed money to buy your car, or if you leased the vehicle, the lender or leasin... READ MORE >>

Most state financial responsibility laws require proof that you are able to pay for any damage or injury you may cause while driving. Auto insurance is the way that most people comply with these laws. Typically compliance only takes liability insurance at some minimal limit that varies by state. READ MORE >>

You may be frustrated with car insurance premiums and factors that cause increases, such as: Your insurance company's overall loss experience (due to more claims) The increased value of newer model cars, particularly SUVs and models with smart car features Increases in judgment amounts awarded in auto lawsuits READ MORE >>

You may be frustrated with car insurance premiums and factors that cause increases, such as: Your insurance company's overall loss experience (due to more claims) The increased value of newer model cars, particularly SUVs and models with smart car features Increases in judgment amounts awarded in auto lawsuits READ MORE >>

We recently quoted a client's auto insurance, he also received a quote from Auto Club. The rating information was the same for both Companies however Mercury does not offer an annual policy and does not offer a per person bodily injury liability limit of $500,000. READ MORE >>

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125 W La Cadena Dr. Suite B | Riverside, CA 92501 | Phone: 951-684-3500 | Fax: 951-684-3578 | tim@ria-cb.com

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