Home Page
  • Home
  • Get A Quote
  • Customer Service
  • What We Offer
    • Automobile
    • Business & Commercial
    • Earthquake
    • Flood
    • Health
    • Homeowners
    • Life
    • Motorcycle
    • Recreational Vehicle
    • Renters
    • Specialty Insurance
    • Trucking
    • Watercraft & Boat
  • Blog
  • Resources
    • Refer a Friend
    • Important Links
    • Insurance Glossary
  • About Us
    • About Us
    • Location Map
    • Employee Directory
    • Privacy Policy
  • Contact
    • Contact Us
    • Join Our Newsletter
postheader postheader postheader postheader postheader postheader
Home > Blog > Employment Practices Liability
TUESDAY, MARCH 28, 2017

Employment Practices Liability

Hiring and firing practices are the legal minefields that are best navigated by the use of Employment Practices Liability Insurance (EPLI). It is important that a business has clear policies that are applied consistently to each employee. Such policies must directly relate to their job. Do you know what type of decisions could trigger a claim? For example, is it legal to terminate employment under the following situations:

  • a driver with a bad driving record?
  • an employee who is rude to your customers?
  • an employee who swears at customers?

The answer is not that simple. A business’s action may depend upon circumstances such as whether an employee’s duties involve driving a company vehicle, or directly involves customers and if the company can prove that such behavior fails to meet the applicable job standards.

One key issue is having access to legal counsel that has expertise in this special area of the law. Another key issue is documenting the essential job functions and establishing measurable standards for each position. Use of regular performance reviews and applying the standards equally to each employee is a smart employment practice. The best defense against employment practice claims is to know the law in your state and then having policies and procedures that meet or exceed its legal standards.

The U.S. Department of Labor offers a Small Business Handbook from their Website. The U.S. Equal Employment Opportunity Commission also offers numerous publications addressing different employment laws from their Website. Contacting an insurance agent regarding Employment Practices Liability Insurance is another avenue to explore.

Policies and premiums for this type of coverage vary tremendously among insurers. Many companies offering the coverage also offer assistance in writing policy and procedure manuals and other ways to reduce the potential for claims involving sexual harassment, wrongful termination or discrimination. No business is immune from these claims.

Posted 4:48 PM

Tags: wrongful termination, employee, sexual harassment, discrimination
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2020
  • 2017

  • auto insurance(4)
  • umbrella(3)
  • excess liability(2)
  • full coverage(2)
  • insurance(2)
  • commercial property(2)
  • personal auto(2)
  • auto(2)
  • homeowners(2)
  • compare(1)
  • liability(1)
  • social media(1)
  • acv(1)
  • slander(1)
  • rising rates(1)
  • danger(1)
  • new driver agreement(1)
  • flood insurance(1)
  • part 2(1)
  • exclusions(1)
  • coverage types(1)
  • required maintenance(1)
  • safety(1)
  • low cost(1)
  • auto policy exclusions(1)
  • discrimination(1)
  • employers liability(1)
  • quote(1)
  • higher limits(1)
  • libel(1)
  • reducing cost(1)
  • business(1)
  • location(1)
  • underlying(1)
  • spliting lanes(1)
  • home contents(1)
  • inventory(1)
  • new address(1)
  • home(1)
  • personal items(1)
  • social media liability(1)
  • auto coverage(1)
  • employee(1)
  • sexual harassment(1)
  • workers comp(1)
  • young driver agreement(1)
  • move(1)
  • occupancy(1)
  • cost(1)
  • policy(1)

View Mobile Version
 
  • Mercury
  • Hartford
  • Safeco
  • Liberty Mutual
  • Foremost
  • Progressive
  • First American
 

HOME PAGE ABOUT US GET A QUOTE REFER A FRIEND CONTACT US

4166 Almond St | Riverside, CA 92501 | Phone: 951-684-3500 | Fax: 951-684-3578 | tim@ria-cb.com

Logo
Powered by Insurance Website Builder
Social  Facebook Icon LinkedIn Blog