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Riverside Insurance Agency, Inc. Blog

View the latest blog posts from Riverside Insurance Agency, Inc..

You may be frustrated with car insurance premiums and factors that cause increases, such as: Your insurance company's overall loss experience (due to more claims) The increased value of newer model cars, particularly SUVs and models with smart car features Increases in judgment amounts awarded in auto lawsuits READ MORE >>

The workplace is an extremely common setting for a person to be injured. The Workers Compensation and Employers Liability Insurance Policy are used to provide insurance coverage for a company's statutory liability (coverage responsibility) under a Workers Compensation Act. READ MORE >>

See part 1 which discusses the meaning of social media liability. Social media liability claims can be complicated and expensive since they may involve historical postings. In these instances, defense costs may include electronic discovery or subpoenaing information from any applicable social networking sites. READ MORE >>

Your chances of suffering a loss is increasingly affected by your use of the Internet and, particularly, social media. Increasing your awareness of social media liability loss exposures may help you to minimize or avoid them. READ MORE >>

Hiring and firing practices are the legal minefields that are best navigated by the use of Employment Practices Liability Insurance (EPLI). It is important that a business has clear policies that are applied consistently to each employee. Such policies must directly relate to their job. READ MORE >>

You may be frustrated with car insurance premiums and factors that cause increases, such as: Your insurance company's overall loss experience (due to more claims) The increased value of newer model cars, particularly SUVs and models with smart car features Increases in judgment amounts awarded in auto lawsuits READ MORE >>

The popular Commercial Package Policy (CPP) may not be available because of your building’s size, age, construction or its contents. Fortunately there is an alternative, the Standard Property Policy (SPP). READ MORE >>

In order to properly value your personal possessions, you have to go through the tedious, difficult process of documenting what you own. The following list could be very helpful in identifying what you own and, more importantly, be used as proof of loss in case disaster strikes such as a serious storm, theft, or fire. READ MORE >>

Do you need flood insurance? Well, walk to the nearest mirror and ask the person you see if he or she owns much property that could be damaged or destroyed by water. If the answer is yes, then you should seriously consider buying flood insurance. READ MORE >>

Persons who operate motor vehicles, all kinds of vehicles such as sedans, pickups, coupes, SUVs, minivans and motorcycles, all share public roads and many take advantage of the protection of vehicle insurance. While it helps both individuals and society as a whole to have insurance, its protection is still limited. READ MORE >>

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125 W La Cadena Dr. Suite B | Riverside, CA 92501 | Phone: 951-684-3500 | Fax: 951-684-3578 | tim@ria-cb.com

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